Terms and Conditions

By accessing our website or subscribing to our services, you agree to be bound by these terms and conditions.

If you disagree with any part of these terms, please do not use our services.

selorivanthqimo provides subscription-based financial planning consultations and analytical reviews. Our services include monthly consultations, ongoing support, and general financial planning discussions tailored to individual circumstances.

Services are available to Australian residents aged 18 and over. We reserve the right to decline service at our discretion.

As a subscriber, you agree to:

• Provide accurate and complete information about your financial circumstances
• Use our services for lawful purposes only and comply with all applicable laws
• Maintain the confidentiality of your account credentials and notify us of any unauthorised access
• Pay subscription fees promptly and maintain current payment information

You may not use our services to:

• Engage in any illegal activity or violate any applicable laws or regulations
• Transmit harmful, offensive, or inappropriate content during consultations
• Attempt to gain unauthorised access to our systems or other users' accounts
• Use our services to compete with or harm our business interests

All content on our website and materials provided during consultations remain the intellectual property of selorivanthqimo unless otherwise specified.

You may not reproduce, distribute, or create derivative works from our proprietary materials without written permission.

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

Privacy Policy Privacy Policy

Our consultation services are provided for informational and analytical purposes only. We do not provide professional financial advice, tax advice, or legal advice.

While we strive for accuracy, we make no warranties about the completeness, accuracy, or suitability of information provided during consultations.

To the maximum extent permitted by Australian law, selorivanthqimo shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our services.

Our total liability for any claims related to our services shall not exceed the amount you paid for your subscription in the 12 months preceding the claim.

You agree to indemnify and hold selorivanthqimo harmless from any claims, damages, or expenses arising from your use of our services or violation of these terms.

We're committed to resolving disputes fairly and efficiently:

You may cancel your subscription at any time through your account settings. Cancellation takes effect at the end of your current billing period.

We reserve the right to suspend or terminate accounts that violate these terms or engage in inappropriate conduct.

These terms are governed by Australian law. Any legal proceedings shall be subject to the exclusive jurisdiction of Australian courts.

We may modify these terms at any time to reflect changes in our services or legal requirements.

Updated terms will be posted on our website with a revised effective date. Continued use constitutes acceptance of modified terms.

If any provision of these terms is found unenforceable, the remaining provisions shall continue in full force and effect.

These terms, along with our Privacy Policy and Disclaimer, constitute the entire agreement between you and selorivanthqimo regarding our services.

Questions about these terms can be directed to contact@selorivanthqimo.com or +61 456 157 987.